That is a good question. I worked for about 14 months in mortgages. I learned many things about mortgages. But most of all I learned what people should know about their mortgages before they go out and shop for one.
I must say 90% of the people I did a mortgage for didn’t know what they had and still don’t know what they have now. They only thing people ask is “what rate do you have?”… Mortgage companies don’t have a rate, YOU have a rate!
Many aspects of your life will influence your new mortgage rate. I will explain some of them in my next post!
Hopefully I will help a few people understand a little bit more!
Enjoy!
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